Product · Orchestration

Every payment,
on the right gateway.

Connect the merchant accounts you already have. Your rules decide where each payment goes, and your cascade catches the declines.

Routing rules · Store: Maison Atlas
1Country is USNMI
2Card brand is AmexAdyen
3Amount over $500Authorize.net
4Everything elseStripe
Soft decline? Your cascade takes over.
ROUTE BY5product, store, country, card, amount
UP TO+15%of declined sales recovered
MASTER ACCOUNT0only your merchant accounts

Why one gateway is not enough

Every gateway is better at some payments than others. Some approve more in one country, some prefer one card brand, some cost less on large orders.

Routing lets each payment go where it has the best chance, and your cascade catches what slips through.

Your own gatewaysNMI and NMI-compatible gateways, Authorize.net, Stripe (with Connect), Adyen, BlueSnap, Airwallex, N-Genius, Nexi, Whop and PayPal.
Routing rulesSend payments by product, store, country, card brand or amount, or split volume across gateways.
CascadingA soft decline goes straight to the next gateway in your chain, while the buyer is still on the page.
Automatic pauseA gateway that keeps failing is paused on its own, so your traffic keeps flowing elsewhere.
Safe by designFraud and stolen cards are never retried. At most 10 declines per card every 24 hours.
Encrypted credentialsGateway keys are encrypted with a key unique to your account. Nobody at Unlimited can read them.

How a payment travels

  1. Buyer pays on your checkout.
  2. Your rules pick the first gateway.
  3. Declined? If it is a soft decline, your cascade tries the next one.
  4. Approved and the order lands in your store.

Who it’s for

Merchants with two or more merchant accountsMerchants selling in several countriesHigh-risk merchants

Questions merchants ask

Do you hold my funds?

No. Payments go to the merchant accounts you connect.

Can I split volume between gateways?

Yes. Split volume or route by product, store, country, card brand or amount.

What happens if a gateway goes down?

It is paused on its own after repeated failures, and traffic flows to your other gateways.

Ready to keep more of your sales?