Platform · Card vault

Your customers’ cards,
not your processor’s.

Every card is saved in a secure vault that belongs to no processor. Switch gateways tomorrow, and every saved card still works.

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Customer · Emma R. · saved cards
Visa •••• 4242Saved in your vault · not at a processor
StripeAccount closed
NMICan charge
AdyenCan charge
One card, every gateway you connect
STORED AT A PROCESSOR0cards locked in
WORKS ON∞gateways you connect
CERTIFIEDPCI DSSpayment industry security standard

The problem with processor-held cards

Most checkouts save cards inside the processor that took the first payment. That works until you want to leave, or the processor wants you to. Then the cards stay behind, and your customers have to type them again.

A vault that sits outside every processor flips that around. You decide where each payment goes, and every saved card follows your choice.

Outside every processorCards are saved in your vault, not at Stripe, NMI or any other gateway.
Works on any gatewayA saved card can be charged on any gateway you connect, not only the one that first took the payment.
PCI DSS compliantCard data is handled to PCI DSS, the security standard of the payment industry.
Repeat ordersFrom a customer’s profile, charge a card they already used, with their consent (phone, email, in person or written).
Subscriptions keep renewingRenewals run on the gateway you choose, even if you change gateways along the way.
Clear historyEach customer profile lists their orders and the cards already used, expired cards greyed out.

Why it matters

  • A processor closes your account: your customers and their cards stay with you.
  • A processor raises its fees: move volume to another one without asking buyers for their card again.
  • You add a gateway: it can charge existing customers from day one.

Processor vault vs. your vault

With your vault

  • Charge saved cards on any gateway
  • Switch processors without asking buyers again
  • Add a gateway that can charge existing customers on day one

With a processor vault

  • Cards usable only on that processor
  • Export depends on their goodwill
  • An account closure takes the cards with it

Who it’s for

Subscription and membership brandsMerchants who sell to the same customers again and againMerchants who route across several gatewaysAnyone who has lost a processor before

Questions merchants ask

Who owns the saved cards?

They are saved in a vault tied to your account, not to a processor. Any gateway you connect can use them.

Are you PCI DSS compliant?

Yes. Unlimited is PCI DSS compliant.

Can I charge a returning customer by phone?

Yes. From the customer’s profile, pick a card they already used, record how they agreed, and charge it.

Does it work with PayPal, Klarna or Afterpay?

Those are paid on their own pages, so they are not saved in the vault. The vault is for cards.

Keep exploring

Lost your processor?Lost your processor?Read more →Platform · CascadingCascadingRead more →Learn · Change processorsChange processorsRead more →

Ready to keep more of your sales?

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