unlimited/processing
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Decline code · 61

Decline code 61: Exceeds Withdrawal Limit

The payment is over the card's spending or withdrawal limit.

unlimitedprocessing.com · decline check
ISO 61
Exceeds Withdrawal Limit
Temporary (soft)
Save on another gateway?
To be confirmed by the Unlimited team
What to do now
  • Try a smaller amount or another card.
  • A retry later, or next billing cycle, can clear.
The same decline elsewhere
Stripenot verified yet
NMI203 · Over limit
Adyen28 · Withdrawal amount exceeded
Authorize.netnot verified yet

Whether a cascade helps here depends on Unlimited’s routing rules, which the team is confirming.

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Soft declines move on. Fraud and stolen cards never do. At most 10 declines per card every 24 hours.
← Check any decline code
Source: official card-network / ISO 8583 response codes and each processor’s documentation. Routing rules: Unlimited Processing. Updated 2026-11-09.